Insurance rates?

Yeah, $135 a month WITH accident forgiveness. $127 without. Which is about what my parents are paying for me with full coverage

 

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state farm is the best insurance company out there...and GET RID OF GEICO!!!!...do a lot of work for them and they SUCK!

 

well youre still what 18? and you have a 4x4 truck...whats your driving history like?

 

My parents have Farmers now, which hasn't been bad to work with. Our car got hit during a snowstorm(when someone slid down the hill into it, no fault on us.) and they were there within an hour to assess the damage and had it fixed a week later

 

Cleaner than my dad's. No tickets, accidents, not even a damn parking ticket! Hell, I drive like an old man when I'm out on the roads.

 

too ****in much

 

yeah, but you make up for it off road! I have seen that truck off road pics lol

 

They don't know about it going off road. Hell, they don't even know its lifted.

 

I have mine through Progressive. It was cheaper when I got my truck.

If I can get a 2010 RED MUSTANG when I was 18 or 19 for $166 a month, you should be able to beat that with no problem. And not to mention, if you buy a house in the future, theyll combine your house and truck insurance. I think most places do that tho

 

Pete, I recommend for our are State Farm. I have had them since I was 18. Yes at first you pay a little more, but they have alot to offer. My policy is a "0" deductible on my comprehensive plan, so if I hit a deer, or anything as an act of nature, it gets fixed for free, plus they pay for a rental car for me. With Collision, I have a 250 deductible and they still pay for rental car if my car is in a shop from a car accident that falls under the collision policy. I also have the windshield policy, where if at any time, any of the glass gets broken from no matter what, its replaced free.

Like I said you pay a little more, but it is well worth being covered like that!

 

Clinton, I don't get any of that with minimum coverage, and it's about $200 more than everywhere else. I talked to my dad and I can stay on their insurance policy, but I'm paying my own way. And it's $150 a month for full coverage

 

Ok, you asked, so i told

 

Yeah, I appreciate it. But full coverage is way out of my options at this moment. And since I don't drive like my ass is on fire, I think I could've swung minimum until I got out of school

 

I have to disagree on this statement lol

 

Hey, off road is a different story! Haha. Ask my dad, I do sometimes drive fast if I'm running late, but I don't tear 75 in a 35.....usually lol

 

lol....But if you are off roading and hit a tree, you will be covered

 

Hmmmm..... I'll definitely consider it when I get out of college. That'd be a plus because my Ranger will turn into a woods truck then more than a DD

 

You HAVE had a parking ticket!!! ( It was at your school ) Lol

 

Lol those are like $5

 

My Ranger is about $250 for liability a month, with 3 accidents on it. My car is $52.